Kate Farley 5 minute read # El Niño disrupts hurricane patterns, but long-term trend of costlier storms continues Published: October 29, 2026 Hurricane season isn’t quite over yet, but it’s already been an unusual one. Nine named tropical storms but just one hurricane — Isaias — have formed in the North Atlantic as of October 23. Meanwhile, the North Pacific is close to breaking records, with three Pacific hurricanes reaching Category 5 status, and two hitting Hawaii. Scientists say that a stormier Pacific and a quieter Atlantic is due to this year’s El Niño, a cyclical warming of the Pacific Ocean that is impacting the weather worldwide. - [**This year’s El Niño is on track to be the strongest on record. It could also be a glimpse of our future**](/story/years-el-nino-track-be-strongest-record-it-could-also-be-glimpse-our-climate-future "This year’s El Niño is on track to be the strongest on record. It could also be a glimpse of our climate future.") While this North Atlantic hurricane season has been relatively mild so far, it’s not without cost. Preliminary estimates of insured losses from Isaias top $2 billion. And a look at the bigger picture shows an undeniable trend — hurricanes are costlier than ever. According to the [National Oceanic and Atmospheric Administration](https://www.ncei.noaa.gov/access/billions/dcmi.pdf), four out of seven of America’s costliest storms have been recorded within the past decade. [Warmer oceans, wetter storms and higher seas](https://www.edf.org/climate/how-climate-change-makes-hurricanes-more-destructive) — the result of climate pollution warming the atmosphere — combined with development in risky areas, are combining to make hurricanes increasingly expensive. Let’s take a look at America’s costliest hurricanes on record. All dollar figures have been adjusted for inflation. ## Most expensive hurricanes in U.S. history ### 1. Hurricane Katrina (2005) - **Affected areas:** Southeastern Louisiana and Mississippi, including severe levee breaches in New Orleans - **Estimated deaths**: [1,883](https://www.ncei.noaa.gov/news/katrina-at-ncei-20-years-ago) - **Cost:** [$201.3 billion](https://www.ncei.noaa.gov/access/billions/dcmi.pdf) ![House debris litters Diamondhead, Mississippi, with a sign that says "House for sale, some assembly required"](/sites/default/files/styles/1440px_width_scale/public/2026-10/GettyImages-1872784135%20%281%29.jpg?itok=cbWOJZPq) House debris litters Diamondhead, Mississippi, after 2005 Hurricane Katrina's 115 mph winds and 28-foot storm surge caused catastrophic damage. *(Getty*) Topics - [ Climate and energy ](/all-stories?topic=21&subcategory=21) - [ People and planet ](/all-stories?topic=34&subcategory=34) - [ Climate change ](/all-stories?topic=21&subcategory=26) - [ Extreme weather ](/all-stories?topic=21&subcategory=29) - [ Methane ](/all-stories?topic=21&subcategory=22) Share - [ LinkedIn ](https://www.linkedin.com/sharing/share-offsite/?url=https://vitalsigns.edf.org/costliest-hurricanes "Share this on LinkedIn") - [ Twitter ](https://twitter.com/intent/tweet?url=https://vitalsigns.edf.org/costliest-hurricanes&text=Here's a look at the top 7 most damaging hurricanes to ever make landfall in the U.S., and why experts say these extreme weather disasters are all clustered in the last two decades. "Share this on Twitter") - [ Facebook ](https://www.facebook.com/sharer.php?u=https://vitalsigns.edf.org/costliest-hurricanes "Share this on Facebook") - [ Pocket ](https://getpocket.com/edit?url=https://vitalsigns.edf.org/costliest-hurricanes "Share this on Pocket") - [ Flipboard ](https://share.flipboard.com/bookmarklet/popout?v=2&title=El Niño disrupts hurricane patterns, but long-term trend of costlier storms continues&url=https://vitalsigns.edf.org/costliest-hurricanes "Share this on Flipboard") - [ Telegram ](https://telegram.me/share/url?url=https://vitalsigns.edf.org/costliest-hurricanes&text=Here's a look at the top 7 most damaging hurricanes to ever make landfall in the U.S., and why experts say these extreme weather disasters are all clustered in the last two decades. "Share this on Telegram") ## Environmental news that matters, straight to your inbox ### 2. Hurricane Harvey (2017) - **Affected areas:** Southeast Texas and Louisiana, including catastrophic flooding around Houston - **Estimated deaths**: [89](https://www.nesdis.noaa.gov/news/hurricane-harvey-look-back-seven-years-later) - **Cost:**[ $160 billion](https://www.ncei.noaa.gov/access/billions/dcmi.pdf) ![Flood-damaged houses and piles of ruined belongings on the street](/sites/default/files/styles/1440px_width_scale/public/2026-10/GettyImages-1146557260%20%281%29.jpg?itok=qLfPW8mk) Flood-damaged houses and piles of ruined belongings along a suburban Houston street following Hurricane Harvey. *(Getty*) ### 3. Hurricane Ian (2022) - **Affected areas:** Southwest Florida, struck by a Category 4 storm surge - **Estimated deaths:** [152](https://www.climate.gov/news-features/blogs/beyond-data/2022-us-billion-dollar-weather-and-climate-disasters-historical) - **Cost:**[ $119.6 billion](https://www.ncei.noaa.gov/access/billions/dcmi.pdf) ![Dark storm clouds and extreme winds bend trees](/sites/default/files/styles/1440px_width_scale/public/2026-10/GettyImages-2142602597%20%281%29.jpg?itok=KOxb8TTx) Dark storm clouds and extreme winds rage as Hurricane Ian arrives in Florida. *(Getty*) ### 4. Hurricane Maria (2017) - **Affected areas:** Puerto Rico and the U.S. Virgin Islands - **Estimated deaths**: [Nearly 3,000](https://www.usgs.gov/publications/us-geological-survey-response-hurricane-maria-flooding-puerto-rico-and) - **Cost:**[ $115.2 billion](https://www.ncei.noaa.gov/access/billions/dcmi.pdf) ![A battered seaside community in Rincon](/sites/default/files/styles/1440px_width_scale/public/2026-10/GettyImages-872278266%20%281%29.jpg?itok=f-gHyidj) A battered seaside community in Rincon, Puerto Rico, after Hurricane Maria. *(Getty*) ### 5. Superstorm Sandy (2012) - **Affected areas:** The Mid-Atlantic and Northeast U.S., including major surge flooding in New York and New Jersey - **Estimated deaths**: [147](https://oceanservice.noaa.gov/hazards/sandy/) - **Cost:**[ $88.5 billion](https://www.ncei.noaa.gov/access/billions/dcmi.pdf) ![The Star Jet roller coaster partially submerged in the Atlantic Ocean after Hurricane Sandy](/sites/default/files/styles/1440px_width_scale/public/2026-10/GettyImages-458296667%20%281%29.jpg?itok=Bt_7yMV1) Hurricane Sandy left the Star Jet roller coaster of Seaside Heights, New Jersey, partially submerged in the Atlantic Ocean. *(Getty*) ### 6. Hurricane Helene (2024) - **Affected areas:** The Southeast U.S., with historic inland flood damage across western North Carolina and Georgia - **Estimated deaths**: [250](https://www.nhc.noaa.gov/data/tcr/AL092024_Helene.pdf) - **Cost:**[ $78.7 billion](https://coast.noaa.gov/states/fast-facts/hurricane-costs.html) ![Destroyed equipment barn on a farm after Hurricane Helene ](/sites/default/files/styles/1440px_width_scale/public/2026-10/GettyImages-2191965197%20%281%29.jpg?itok=C1za7anG) Winds from Hurricane Helene destroyed this equipment barn on a farm in Berrien County, Georgia. *(Getty*) ### 7. Hurricane Ida (2021) - **Affected areas:** Louisiana, struck as a Category 4 storm, followed by severe flash flooding in the Northeast - **Estimated deaths**: [55](https://www.nhc.noaa.gov/data/tcr/AL092021_Ida.pdf) - **Cost:**[ $75 billion](https://www.ncei.noaa.gov/news/national-climate-202112) ![Destroyed power lines and electrical infrastructure in Grand Isle, Louisiana, after Hurricane Ida](/sites/default/files/styles/1440px_width_scale/public/2026-10/GettyImages-1338662900%20%281%29.jpg?itok=T0QwVo0R) Destroyed power lines and electrical infrastructure in Grand Isle, Louisiana, after Hurricane Ida. *(Getty*) ## Why are hurricane costs rising? While there isn’t just one reason for America’s rising hurricane costs, climate change is a major factor. Experts point to these [climate-related factors](https://vitalsigns.edf.org/story/4-ways-hurricanes-are-becoming-more-dangerous-and-why) that are amping up hurricanes and the damage they cause: ### 1. Warmer sea surface temperatures Heat from warm ocean waters provides fuel for hurricanes. As climate pollution heats the ocean, the proportion of very intense (Category 4 and 5) hurricanes is increasing. Warmer water can also rapidly intensify the wind speed of a storm, making it harder to forecast and prepare for severe storms. ### 2. Heavier rainfall A warmer atmosphere holds more moisture, mainly as rain, with studies showing [7% more moisture](https://www.ncei.noaa.gov/news/warming-earth-also-wetter-earth) for every degree Celsius of warming. Heavy rainfall from hurricanes Harvey and Helene led to flooding disasters inland, well away from the coast. ### 3. Higher storm surge Sea levels are rising as climate pollution heats up the atmosphere, warming the oceans and melting glaciers. That means there’s more water for winds to push ashore during hurricanes, known as storm surge. In addition, storm surge now starts from a higher sea level, allowing floodwaters to reach farther inland and inundate areas that were previously unaffected. [Rising storm surges ](https://www.cisa.gov/topics/critical-infrastructure-security-and-resilience/extreme-weather/tropical-cyclones)can push water farther inland than identical storms did a century ago. ### 4. Slower, stalling storms Rising temperatures can [weaken the winds](https://www.ncei.noaa.gov/news/warming-earth-also-wetter-earth) hurricanes rely on to move along. So, today’s storms are stalling or pausing over land for longer than they have in the past, dropping more rain in one place. This happened when Harvey landed on Texas, resulting in severe flooding. ![People gathered to clean up litter on the Graham Beach section of Staten Island, New York, in the aftermath of Hurricane Sandy](/sites/default/files/styles/1440px_width_scale/public/2026-10/GettyImages-1437458761%20%281%29.jpg?itok=neNachWJ) Severe damage litters the Graham Beach section of Staten Island, New York, on November 3, 2012, in the aftermath of Hurricane Sandy. *(Getty*) ## Where do we go from here? Experts are already finding ways to combat rising hurricane costs. For instance, [forecast improvements since 2007](https://www.aoml.noaa.gov/innovations-in-hurricane-research-are-advancing-hurricane-prediction/) alone are estimated to have saved around $2 billion per hurricane landfall. That’s largely because they have given communities affected by hurricanes more time to prepare and evacuate. This points to the importance of maintaining funding for the government research that provides critical data for meteorologists. However, the Trump administration has proposed several cuts to these organizations, including a [26 percent cut to NOAA’s budget](https://blogs.edf.org/edfish/2026/07/21/noaa-faces-significant-budget-cuts-whats-at-stake/). As of October 23, 2026, Congress has not enacted these cuts into law. According to scientists from Environmental Defense Fund, the global nonprofit, there are two main ways to deal with the growing threat of hurricanes and other extreme weather events that are being intensified by climate change. The first is to limit the climate pollution that is warming the atmosphere and driving extreme weather — that includes limits on carbon dioxide and on [methane](https://www.google.com/url?client=internal-element-cse&cx=002642123528630375843:vrrzqwgnirq&opi=88066884&q=https://www.edf.org/climate/methane-crucial-opportunity-climate-fight), a climate super-pollutant that is responsible for 30% of today’s warming. Also important — reducing the impacts of storms when they do arrive. [Extreme weather solutions](https://www.edf.org/issue/extreme-weather) include protecting wetlands, improving flood mapping, creating smart community preparedness plans and investing in at-risk communities. No single solution will stop a hurricane from forming. But together, science-backed preparedness and policies that cut climate pollution are two of the clearest ways communities and governments can keep the next storm from costing as much as the last. ## Environmental news that matters, straight to your inbox Topics - [ Climate and energy ](/all-stories?topic=21&subcategory=21) - [ People and planet ](/all-stories?topic=34&subcategory=34) - [ Climate change ](/all-stories?topic=21&subcategory=26) - [ Extreme weather ](/all-stories?topic=21&subcategory=29) - [ Methane ](/all-stories?topic=21&subcategory=22) - [ LinkedIn ](https://www.linkedin.com/sharing/share-offsite/?url=https://vitalsigns.edf.org/costliest-hurricanes "Share this on LinkedIn") - [ Twitter ](https://twitter.com/intent/tweet?url=https://vitalsigns.edf.org/costliest-hurricanes&text=Here's a look at the top 7 most damaging hurricanes to ever make landfall in the U.S., and why experts say these extreme weather disasters are all clustered in the last two decades. 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